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Workers' Comp

Protect Your Business & Employees from Workplace Injuries & Accidents

Most states require workers' compensation coverage if you own a business. While nothing can truly prevent workplace injuries, you can protect your business and eliminate expensive up-front payments for your policy and unexpected year-end discrepancies with our pay-as-you-go options.

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Unexpected Workers’ Comp Issues Can Bring Stress and Financial Strain to Your Business

Workers' compensation can be a real headache, especially when you're juggling the demands of running your business. These challenges are more than just administrative tasks; they're critical issues that can have a big impact on your business's bottom line and peace of mind.


Unexpected Year-End Payments

Unforeseen large payments due to policy underquoting disrupt your financial planning and add stress.


Mandatory Frustration

The obligation to manage workers' comp feels like a constant, unwelcome burden.


Risk of Fines or Lawsuits

Inadequate coverage could lead to severe financial penalties or legal challenges, threatening your business stability.


Take the Work Out of Workers’ Comp

The well-being of your employees is a top priority, and so is protecting your business. That's why we offer comprehensive Workers' Comp Insurance tailored to meet the unique needs of your company.

With Whirks, you don’t have to deal with staying compliant, avoiding unexpected costs, and managing the details that come with workers' comp policies.

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Pay Premiums in Real Time

Experience real-time payment of your premiums, directly tied to your payroll reporting. Say goodbye to end-of-year surprises and enjoy the confidence of always being up-to-date.

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No More Workers’ Comp Audits

With real-time class coding, ensure accurate and up-to-date categorization of every job role, preventing any chance of overpayment. Plus, we handle the complexities of the year-end audit for you, allowing you time to focus on what matters most in your business.


Seamless Coverage as You Expand

Effortlessly include new locations in your policy with our proactive support. Never worry about gaps in your coverage—no matter how your business evolves, we've got you covered.



Workers’ Compensation Without the Complication

Safeguard your business with Whirks. We can review your coverage and assess what policy you need.

Your Workers’ Comp Questions, Answered

From coverage basics to detailed policy queries, get the information you need to manage your workers' comp confidently.

Am I required to have workers' compensation insurance?

I hired a new employee in a remote state, how do I add them to my policy?

How do I add a new company location to my policy?

How do I file a claim?

What is a workers' comp audit?

What is an EMOD?

Is workers' comp coverage the same as employer liability coverage?


You're In Control

Imagine the relief of knowing your employees are protected, your business is compliant, and you have more time to focus on growth. With Whirks, you're not just insured; you're in control.

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